Exec Summary: The loan closed, but the process was marred by poor communication, dismissive leadership, and an insecure obsession with perfect scores over perfect service. Veterans deserve better.Veterans United’s post-closing survey request arrived with all the subtlety of a drill sergeant: “It is expected of us to receive a ‘10’ rating for the company rating on that survey – it would mean the world to us and really help out our team and company. If you think we did a good job, but cannot rate us a 10 it is better not to do the survey.”
Translation: Your honest feedback is welcome… provided it’s flawless. Anything less? Keep it to yourself. This single email speaks volumes about where priorities truly lie at Veterans United—polishing the appearance of perfection over delivering the substance of it.
The loan process itself was a masterclass in mediocrity masked as efficiency. Communication was consistently frustrating: multiple ignored email requests, responses that had zero relevance to the questions asked, and a general sense that correspondence was skimmed at best. I spoke with the loan officer exactly twice—both times only after escalating due to extreme frustration with his “team.” His go-to response? Downplaying clear lapses as minor “oversights” that could be easily dismissed. When you’re entrusting your life’s savings and a home purchase approaching $1 million, “oversight” doesn’t cut it. Veterans deserve professionals who read, comprehend, and respond with precision—not excuses.
This isn’t about one bad apple; it’s systemic. The hands-off, self-checkout-lane approach (“don’t bother us, just do what you’re told”) permeates the experience. The company positions itself as the veteran-first choice, yet treats borrowers—many of them fellow veterans—like inconveniences rather than clients deserving clear, effective leadership that demands the same from its staff.
If the service had truly earned a 10, no arm-twisting would be necessary. Instead, the push for artificial perfection only highlights the gap between marketing and reality. I submitted a 7, which in hindsight felt generous. Would I choose Veterans United again? Absolutely not. Plenty of lenders handle VA loans without making you feel like your feedback is a threat to their ego.
They had very good communication and walked us through every step
Our team Tony and Brooke helped make our dream home across the country a reality!!! Thank you so much!
Hanna again shines with our mortgage needs and refinancing.
Totally above and beyond my expectations in every way.
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Every body we worked with was great always there when we needed them and happy to answer any questions we had along the way!
Justin and our entire Veterans United team made our home purchase experience a true joy! We will absolutely recommend Veterans United to everyone we know! Thank you so very much! Nelda and Lily Frazier.
The team was amazing and worked with us every step of the way. Really felt informed at all times and guided us well. We couldn't be happier with our new home and team backing us up!
Ms Emmy Curry and her team were very professional and very knowledgeable about the Refi process they kept me informed in every step of the way and I really appreciate their attention to detail. Thank you
Working with Todd and his team felt like having close family members managing my mortgage loan. I am a disabled veteran, and Todd invested the requisite time to get to know me to fully understand my needs so that he could best serve me from start to finish. To say that I am grateful is an understatement.
Literally amazing. Chris was more helpful than I realized one could be. Made the experience as stressless as possible!!!!
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Jason and his team were AWESOME. We were kept informed along the way and they handled any little bumps in the road very quickly. This was well coordinated as to not cause any delays on our closing date. WELL DONE everyone.
Incredibly responsive. On the ball. Checklists and “to do” tasks are very clear and oh so helpful. User portal is the way to go. Most user friendly interface I’ve seen.
Josh is great to have on my side! He has been a great help to me and I really appreciate his knowledge, professionalism, and ability to get me the answers and solutions I need to make everything happen.
This was my third Mortgage through Veterans United Home Loans. Every time has been made so simple and easy for me even while transitioning from Active Duty to retirement, and while purchasing a home after changing jobs and moving to a different state. I will always use and recommend Veterans United Home Loans when purchasing a home with a VA loan.
Karol was amazing during the whole process. She was very organized and kept me on track. Very informative about the whole process.
The team that I worked with was amazing. They were friendly, courteous, knowledgeable, and efficient. They kept me updated throughout the whole process. If I had any questions or concerns, they would answer those questions and put my mind at ease. Everything thing went so smoothly in the purchasing of my home. Thx Jacob, Trevor, and Nate.
Evan came highly recommended and I can see why. He answered whenever I called and didnt mind repeating the same thing over and over to me. He reassured and helped me through the end. Im happy I went with this company.
