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Aaron Giarrana

Aaron Giarrana

Branch Manager

NMLS #266225

Aaron is a graduate of Ohio State University where he studied finance and real estate during his Navy ROTC training. Since leaving active duty in 2005, he has been a leader in the mortgage industry in the Hampton Roads area. He has specialized in purchase transactions and VA Loans. He and his team understand all of the details that make the loan process go smoothly for everyone involved, and they are here to serve you. Aaron resides in Virginia Beach with his wife and three children.

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Alex Brown

Alex Brown

Sr. Loan Officer

NMLS #245587

Loan officer Alex Brown (NMLS 245587) has been with our Virginia Beach team since the very beginning, helping to open our branch in 2009. Her 14 years of experience make Alex a true expert in the VA Loan. She’s even been able to help some clients with multiple purchases or refinances, building rewarding relationships with our community in the process. Outside of the office, Alex enjoys spending time with her two sons at the beach or boating. She’s also active in nonprofit work, acting as a board member for special needs group Aid Another, and Veterans United Foundation, our employee-funded charitable nonprofit.

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James Walrod

James Walrod

Sr. Loan Officer

NMLS #260324

James is a graduate of Virginia Tech’s Pamplin College of Business, where he studied business management, finance, marketing and economics. He and his team have been leaders in the mortgage industry since 2006 and continue to serve Hampton Roads and surrounding areas. Dedication to his clients and partners, as well as a strong desire to serve his community, are a few of the catalysts behind the success of this mortgage team. James lives in Virginia Beach with his wife and two children.

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Kevin  Warren

Kevin Warren

Sr. Loan Officer

NMLS #261072

As a loan officer, Kevin Warren’s main priority is to provide personalized and friendly customer service to all who walk through his door. He works to select the best loan option for his homebuyers and makes sure he understands each customer’s individual needs. Kevin was born and raised in Virginia Beach and served in the U.S. Air Force prior to his role at Veterans United. Kevin’s goal is to be your personal mortgage consultant for life!

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Billy Chard

Billy Chard

Sr. Loan Officer

NMLS #1496817

Billy Chard is new to the mortgage industry after serving 14 years of active duty in the Navy. He is currently transitioning to the Navy Reserve. With his military experience – he’s moved 10 times in the past 12 years – Billy truly understands the stress involved in purchasing a home as a service member. Billy’s also a past client of Veterans United, so he helps his homebuyers with first-hand knowledge. When he’s not helping veterans become homeowners, Billy is spending time with his family or rooting for his favorite sports team.

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Dave Michaud

Dave Michaud

Loan Officer

NMLS #69775

Dave Michaud is a loan officer at Veterans United Home Loans of Hampton Roads. He’s been an active part of the mortgage industry for the past 23 years and currently also serves on the Tidewater Mortgage Bankers Board of Directors. Dave is always looking for the best financial solution to his customers’ homebuying needs. He prides himself on providing his homebuyers with top-notch financial direction and guidance during the loan process. Outside of work, Dave enjoys spending time with his wife of 23 years and his three children, boating and hanging out by the water.

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Melissa  Kunkel

Melissa Kunkel

Loan Officer

NMLS #1318473

Loan Officer Melissa Kunkel is proud to bring her 16 years of experience in the financial services industry to her clients at Veterans United. She found a home with VU in 2015 after holding many roles from marketing to coaching financial advisors, and she is passionate about helping people reach their goals of home ownership. The daughter of a Chief Warrant Officer in the Navy, Melissa is a lifelong Hampton Roads resident who loves helping Veterans and service members. Outside of work she served as soccer coach and treasurer for her son’s Boy Scout Troop for many years, but now that he has grown up she appreciates her free time and spends it on personal development, time with family and friends, and spending time near the water.

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Martin Sheehan

Martin Sheehan

Loan Officer

NMLS #1973222

Marty has joined Veterans United after 10 years of service in the Navy and he still serves in the Navy Reserves as an instructor pilot in Norfolk. He is a graduate of University of Washington where he studied finance and marketing. Marty is experienced in VA loans and investment property loans and always goes the extra mile to make sure his clients’ experience exceeds the highest of standards. Outside of work, you can find Marty with his wife and three sons at their home in Norfolk, at real estate investor meet ups around the Hampton Roads area, or anywhere the bite is on, fly-fishing.

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Justin  Miller

Justin Miller

Loan Officer

NMLS #2102284

Justin joined the Veterans United team after a 20-year career in the Navy SEAL Teams. Justin’s military experience gives him an intimate understanding of navigating the home buying process while serving on active duty. He is passionate about using his Navy experience and mortgage knowledge in the service of fellow veterans and active duty service members. Justin prides himself on providing the highest level of service while working with his client’s unique circumstances and schedules. In his free time, Justin enjoys sailing on the Chesapeake Bay and spending time with his wife and two boys.

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Karson  Hill

Karson Hill

Loan Officer

NMLS #1997207

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Harry Basnight

Harry Basnight

Loan Officer

NMLS #1428692

Harry Basnight is a United States Navy combat veteran (and Purple Heart recipient) who spent 21 years in the Explosive Ordinance Disposal community. Since leaving the Navy, his desire to support his military brothers and sisters is to guide them through the home-buying journey. Harry's acute attention to detail and ability to distill complex information can make every encounter a personal experience with the goal of maximizing the commonly misunderstood VA benefit – a significant benefit most veterans don’t get training on. Now partnered with the #1 provider of VA loans in purchase business both locally and nationally, Veterans United is lucky to have a military asset like Harry working for you. Outside of work, Harry enjoys spending time with his wife and two daughters, snowboarding, playing golf, and “falling” out of perfectly good airplanes!

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Veterans United of Virginia Beach, VA

  • (757) 340-0013
  • aaron@vu.com
  • 564 Lynnhaven Parkway, Virginia Beach, VA 23452
  • Mon. -- Fri.: 9 a.m. -- 5 p.m.
    Closed Saturday and Sunday

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