Veterans United in
St. Louis, MO
in the MO, IL metro area
The St. Louis housing market in February has strengthened compared to last year with the median home price around $284,950 — up 2.7% from last year. Homes for sale in St. Louis* now spend an average of 59 days on the market, and nearly 24% sell below asking price, giving buyers more negotiating power.
Just a few of the 773,720 Veterans we've helped get into homes.
8,232 Veterans in the St. Louis, MO-IL area alone!
Based on Veterans United and Veterans United Realty's internal data.
Britini M. | U.S. Air Force
Andy A. | U.S. Navy
Dennis R. | U.S. Marine Corps
Floyd B. | U.S. Marine Corps
Jacob P. | U.S. Army
Louis E. | U.S. Air Force
Nathan T. | U.S. Marine Corps
St. Louis Metro Housing Market in February 2026
Median Days on Market
59 days
Homes are staying on the market 19.39% longer than last month.
Average Listing Price
$353,323
Average home prices are down 3.62% since last month.
Active Listings
5,639 homes
Number of houses on the market are down 11.32% since last month.
Homes in the St. Louis region sell at a moderate pace.
24% of listings reduced price last month.
2,060
New listings
Down 31.6% from last month
5,639
Active listings
Down 11.3% from last month
VA Loan Market Share
9.4% of originations last year were VA loans.
4,678
Sold last year
1/11
Were VA loans
St. Louis Area
Own vs Rent Trends
A higher share of owner-occupied homes often reflects stronger long-term ties to the community, since homeowners are more likely to stay in one place and invest in their neighborhoods. By contrast, areas with a larger renter population may be more transient, offering flexibility but sometimes less stability in housing markets.
It could also be an indication of market health, as affordable markets often have higher owner-occupancy rates.
The home listing price-to-income ratio in the St. Louis area is 3.6
The ratio compares how expensive homes are in St. Louis relative to household income. A higher ratio means homes cost more compared to what people earn.
A healthy price-to-income ratio is generally around 3 times your household's annual income (or less), but higher ratios can be sustainable depending on your rate, DTI, and more.
Median Home Prices by Neighborhood in the St. Louis Region
This section breaks down median home prices by neighborhood. Use these insights to see where housing costs trend higher or lower, and to better understand the market at the zip code level.
The St. Louis metro median income is $78,224.
Explore St. Louis Area Neighborhoods
See how median home prices in individual St. Louis neighborhoods compare to the overall metro median.
View this chart to learn about the median listing price and the number of active listings in St. Louis over time.
Month
Mar 2022
Apr 2022
May 2022
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Listing Price
$269,950
$269,900
$274,900
$279,450
$275,000
$275,950
$274,950
$275,566
$273,000
$265,228
$269,900
$271,559
$236,900
$284,900
$281,650
$289,448
$288,900
$283,763
$279,900
$277,000
$275,000
$274,900
$277,450
$287,450
$292,000
$294,400
$312,400
$314,900
$313,900
$301,900
$299,900
$299,450
$289,900
$277,450
$274,950
$276,799
$289,900
$294,900
$299,900
$299,950
$300,000
$300,000
$299,900
$295,900
$291,900
$284,950
Month
Mar 2022
Apr 2022
May 2022
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Active Listings
2,929
3,126
3,665
4,116
4,664
4,708
4,712
4,825
4,799
4,264
3,823
3,499
2,109
3,581
3,752
3,973
4,296
4,393
4,869
5,123
5,159
4,650
4,136
3,927
3,970
4,175
4,407
4,792
4,948
5,166
5,473
5,614
5,727
5,097
4,551
4,469
4,701
4,878
5,258
5,691
5,838
5,868
6,161
6,344
6,358
5,639
Median Days on Market
Days on Market
This chart shows the median days on market for active listings over time. In other words: how quickly homes move in the market. A declining rate means rising competition among buyers, while an increase means listings are sitting longer.
Month
Mar 2022
Apr 2022
May 2022
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Median Days on Market
40
36
33
35
37
41
45
44
44
56
67
67
55
43
37
39
38
37
38
42
44
53
59
48
39
35
32
37
36
41
45
46
51
58
62
53
39
39
39
40
44
45
46
45
49
59
Market Hotness Score
Market Hotness
Based on Realtor.com's Market Hotness Index, this measure reflects how competitive the housing market is by comparing buyer demand with available inventory. Rising hotness scores point to more competition, while declining scores signal cooling conditions.
Month
Mar 2022
Apr 2022
May 2022
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Hotness Score
40.9699
38.1271
45.1505
45.4849
45.6522
60.2007
64.8829
69.8997
74.5819
73.5786
68.2274
50.6689
60.0334
65.8863
64.0468
60.0334
61.8729
66.8896
69.0635
66.388
70.0669
69.2308
69.8997
67.893
69.2308
74.2475
73.4114
64.8829
72.5753
72.7425
71.0702
72.0736
70.0669
73.913
73.5786
71.9064
76.2542
70.5686
69.398
72.7425
72.2408
73.7458
74.5819
74.7492
75.4181
74.7492
Pending Homes-for-Sale %
Percentage of Homes Sold per Month
This chart shows the percentage of homes that sold each month, highlighting buyer demand and long-term market trends. In most markets, around 20% of listings selling each month is considered balanced. Higher percentages point to a strong sellers' market, while lower percentages indicate more favorable conditions for buyers.
Largest overall VA lender (purchase and refinance) for seven of the last ten years.
More VA purchase loans than any other lender for the past 10 consecutive years
Over the last six years, Veterans United made more VA purchase loans than USAA, Navy Federal Credit Union, Rocket Mortgage, Wells Fargo and Freedom Mortgage combined.
VA buyers in the St. Louis area often find good options within a 10 to 25 minute commute of Scott Air Force Base, depending on school preferences and lifestyle needs. In competitive markets, not needing to ask for closing cost assistance can make a VA loan offer more appealing.
John S.Veterans United Network Realty Agent
1-800-985-5723 | 1512 Heriford Road, Columbia, MO 65202. Not affiliated with any government agency including the VA. Missouri Licensed Real Estate Brokerage; for license information, visit VeteransUnitedRealty.com. Equal Housing Opportunity.
Start Your VA Loan With Veterans United
Not sure where to begin? Whether you're stationed nearby or planning to move near St. Louis, we’ll help you understand what to expect.
Great team, they are very thoughtful and also very responsive.
David B. | Army
Verified Customer
Mike Pitts and the Closing Department could not have been any more accommodating, professional, and timely. I will highly recommend VU to others. Thank you.
Brett K. | Navy
Verified Customer
Working with Reed and the Team at Veterans United was exciting and a delight to have a group of top-notch professionals working toward one common goal-our homeownership.Never were there days of frustration or uncertainty working with this amazing team, who often anticipated our needs with a ready so...
Andy A. | Navy
Verified Customer
My situation was very challenging, and this team couldn’t have been more professional. I’m grateful.
Clyde K. | Army
Verified Customer
Everyone in the team did an amazing job.
Gustavo S. | Marine Corps
Verified Customer
Best possible person to work with. Very patient with old people
Wendell J. | Other VA Eligibility
Verified Customer
Mark, Andrew and the whole team was awesome and ensured to help from start to finish and didn’t give up. Thanks for all the hard work and dedication, your team makes it from a dream to a reality.
Dennis R. | Marine Corps
Verified Customer
I was hoping for a larger payment reduction with an almost 1% rate reduction, but the team at VU did an amazing job, as always.
Lewis S. | Navy
Verified Customer
Easy to communicate with. Process was simple and straightforward. Guidance every step of the way.
Melissa M. | Air Force
Verified Customer
My experience with Veterans United was absolutely fantastic. My Loan Officer Sarah and Loan Coordinator Suzann were on top of everything and made a quick closing feel like a breeze. They were friendly and professional and they made sure I knew exactly what I needed to do each step of the way!
Kalum D. |
Verified Customer
If you’re looking for a team that goes above and beyond, look no further than Veterans United Home Loans. From start to finish, this entire team had my back like a well-oiled machine. Every time I had a question or needed something done, they didn’t just meet my expectations, they crushed them. ...
Gabriel W. | Army
Verified Customer
I am very happy with the way everybody was they did amazing they were very helpful Jeremy was super helpful and really helped out and I appreciate everything he did
Robert W. |
Verified Customer
The whole team was great! They made the whole process quick and smooth. Highly recommend.
*Unless stated otherwise, data for the metro refers to the CBSA ("Core-Based Statistical Area"), the defined geography that makes up the surrounding metropolitan and micropolitan areas.
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