Once you’ve closed on your mortgage, it’s time to start thinking about furnishing your new place.
Remember, this is a post-closing kind of consideration. You definitely don’t want to go buy a bunch of furniture – at least using credit – before your loan closes.
Many home goods retailers offer military discounts that help you to stretch your decorating dollar.
Here’s our list of the top 10 military discounts for home goods:
Bassett is an online and brick-and-mortar furniture retailer selling furnishings and accessories for every room in the house. They offer 30 percent off furniture and 10 percent off accessories to members of the military community.
Bassett’s military discount is good for purchases online and in select stores. Discounts don’t apply to mattresses and aren’t valid when combined with other offers.
How to get your discount: Visit Bassett Furniture online and verify your military status through id.me
Allform is an online retailer carrying customizable sofas, sectionals, loveseats and armchairs. They offer 25 percent discounts to military personnel and Veterans.
Your discount is good for all purchases on the site, you’ll just need to get a new coupon code for each purchase.
How to get your discount: Visit Allform’s Military Discount Page to verify your Military status and receive your one-time coupon code.
Nebraska Furniture Mart sells furnishings and décor for the whole home in their retail locations a well as online.
While the retailer doesn’t offer a set percentage discount for the military community, their site states that they have special military pricing levels available in-store.
How to get your discount: Bring your military ID to a Nebraska Furniture Mart location and ask a sales associate for special pricing details.
Value City sells furniture for every room in the house. They offer a military discount for in-store purchases.
Discounts vary, but military service members and Veterans could see up to 30 percent off.
How to get your discount: Bring your military ID to your local Value City retail location.
Pottery Barn is an upscale home furnishings retailer with stores in the U.S., abroad and online. Williams Sonoma is a sister brand offering accessories, cookware and other home goods.
Both retailers offer 15 percent off your entire in-store purchase for military personnel and Veterans.
West Elm is another higher-end retailer that sells home furnishings. They offer 15 percent off all in-store purchases for retired and active-duty military personnel.
How to get your discount: Present your military ID at the time of purchase in any West Elm location.
Kirkland’s, Costco’s home furnishings counterpart, offers a 10 percent discount to Veterans and military personnel on all in-store purchases with your Costco membership.
They’ll even allow you to use your discount on already discounted merchandise.
How to get your discount: If you’re a Costco member, bring your military ID to Kirkland’s to redeem your discount at the time of purchase.
Lowe’s sells everything you need to knock out your new-home DIY list, from lawn and garden supplies to flowing, lighting and more.
This national home improvement retailer offers 10 percent discounts on eligible purchases for active duty and Veteran service members.
How to get your discount: Register to activate your discount, which can be used in stores and online
Overstock.com is an online-only store that sells furniture and home goods along with everything from jewelry to baby gear.
While Overstock doesn’t offer a percentage-off military discount, they do offer free membership in the Club O program. Club O membership comes with perks like free shipping and returns as well as points-activated rewards.
How to get your perks: Verify your military status at Overstock.com to register your free Club O membership.
Veteran and active-duty members looking for discounts may have luck at Home Depot. Officially, Home Depot offers a 10 percent in-store discount on select items at participating locations. But consumers report that stores are inconsistent in honoring the discount, and it’s difficult to understand which items are eligible.
How to get your discount: Since there’s so much variability in this discount offering, your best bet is to take your military ID to your local Home Depot customer service desk.
A VA loan is a mortgage option issued by private lenders and partially backed, or guaranteed, by the Department of Veterans Affairs. Here we look at how VA loans work and what most borrowers don’t know about the program.
VA loans allow Veterans to have a co-borrower on the loan. Here we break down co-borrower requirements and provide common scenarios around co-borrowing and joint VA loans.